What is a SIP (Systematic Investment Plan)?
SIP is a disciplined way of investing in mutual funds where you invest a fixed amount every month.
It leverages the power of compounding and rupee cost averaging to help you build wealth over time.
Why Use a SIP Calculator?
- Estimate future value of your investments
- Understand the effect of compounding returns
- Plan long-term wealth creation goals
- Compare different investment tenures and returns
- Make informed decisions about your investment strategy
How to Use This Tool
- Select your preferred currency
- Drag the monthly SIP amount slider
- Set the expected annual return rate (based on historical performance)
- Set the investment tenure in years
- Watch the maturity amount and growth chart update instantly
SIP Formula Used
Frequently Asked Questions
What is a SIP (Systematic Investment Plan)?
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A SIP is a disciplined way of investing a fixed amount in mutual funds every month, using rupee cost averaging and compounding to build wealth over time.
What formula does a SIP calculator use?
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FV = P × [((1+r)^n − 1)/r] × (1+r), where P is the monthly investment, r is the monthly rate of return, and n is the total number of months.
Is the SIP maturity value guaranteed?
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No. Mutual fund returns are market-linked and not guaranteed. The calculator shows an estimate based on the expected annual return rate you enter, not an assured outcome.
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