SIP Calculator

Calculate the future value of your systematic investment plan and plan your wealth creation journey

Select Currency

Monthly Investment Amount

₹

Expected Annual Return Rate

Investment Tenure

Yrs

Your SIP Results Will Appear Here

Enter your investment details and click Calculate to see the future value of your SIP investments.

What is a SIP (Systematic Investment Plan)?

SIP is a disciplined way of investing in mutual funds where you invest a fixed amount every month. It leverages the power of compounding and rupee cost averaging to help you build wealth over time.

Why Use a SIP Calculator?

Estimate future value of your investments
Understand the effect of compounding returns
Plan long-term wealth creation goals
Compare different investment tenures and returns
Make informed decisions about your investment strategy

How to Use This Tool

Select your preferred currency
Enter your monthly SIP amount
Enter the expected annual return rate (based on historical performance)
Enter the investment tenure in years
Click "Calculate" to see the maturity amount and growth schedule

SIP Formula Used

Future Value of SIP Calculation:

FV = P × [ ( (1 + r)^n – 1 ) / r ] × (1 + r)

Where:
FV = Future Value
P = Monthly Investment
r = Expected Monthly Return (Annual Rate ÷ 12)
n = Total Number of Months (Years × 12)

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